---
title: "15 Hours Funded Childcare: Full Eligibility Guide (2026) | Nursery Advice"
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In this article

1.  1. [The three routes to 15 funded hours](#three-routes)
2.  2. [How to claim](#how-to-claim)
3.  3. [Stretching the hours](#how-to-spend)
4.  4. [Estimate your nursery bill](#cost-calculator)

[Home](/)[Parent Hub](/parent-hub)Funding & money 

Funding & money

# 15 hours of funded childcare — who gets it and how to claim

The universal 15 funded hours for all 3- and 4-year-olds, plus the disadvantaged 2-year-old entitlement — explained with eligibility checklists and term dates.

Reviewed by the Nursery Advice editorial team Last updated 2 July 2026 Next review 30 November 2026 [Editorial standards](/parent-hub/editorial-standards)

There are **three different 15-hour entitlements** in England, and they often get confused. The 15 hours funded childcare offer covers eligible **2-year-olds** and the universal **3–4** entitlement, plus a working-parents route from 9 months. This guide explains which one you qualify for, when it starts, and how to claim it[1](#source-1). Once you’ve confirmed eligibility, [search Nursery Advice](/) to find settings taking new funded starters near you.

## The three routes to 15 funded hours

### 1\. Universal 15 hours for all 3- and 4-year-olds

Every child in England is entitled to 15 hours of funded early education a week (570 hours/year, usually 38 weeks term-time) from the term after their third birthday until they start reception. No income test, no work test — it’s universal.

### 2\. 15 hours for disadvantaged 2-year-olds

A 2-year-old qualifies if their family receives certain benefits (Universal Credit with household income under £15,400 after tax, Income Support, Jobseeker’s Allowance, Pension Credit, etc.) or if the child has additional needs (an EHC plan, DLA, looked-after status). Apply through your local council.

### 3\. 15 hours via the working-parents route (9 months to 3 years)

If you qualify for [working-parents funded childcare](/parent-hub/30-hours-free-childcare), you get **15 hours from 9 months to age 3, and 30 hours from 3 until school**. Same code, same application.

## How to claim

1.  For the **universal 15**: speak to your nursery from the term before your child turns 3 — they handle the paperwork with the council. No code required.
2.  For the **2-year-old disadvantaged route**: check eligibility on your local council’s website (they all have a "free childcare for 2-year-olds" page) and apply there.
3.  For the **working-parents 15**: apply at gov.uk/apply-30-hours-free-childcare and give your code to the nursery before the term deadline.

## Stretching the hours

-   Most settings let you "stretch" 15 hours/week (38 weeks) to ~11 hours/week (52 weeks) so you can use the funding year-round.
-   You can split across two providers (e.g. nursery and pre-school) but not more than two in a single day — [see nurseries in your area](/nurseries) to plan a two-setting split.
-   Hours must be used during the setting’s funded sessions — you can’t bank them across terms.

## Estimate your nursery bill

### Childcare cost calculator

[Open full tool](/parent-hub/childcare-cost-calculator)

England (outside London) 

Estimated net cost

£3,163/ year 

£264 / month · £61 / week

-   Net to you £3,163 
-   Funded hours £7,980 
-   Tax-Free Childcare £332 

Show the workings

Child's age

<9m 9m–2y 2y 3y 4y 

2 years

Days per week

2 2.5 3 3.5 4 4.5 5 

Hours per day

4h 6h 8h 9h 10h 

Include hidden charges (£12/day)

Most nurseries charge a daily supplement for food, nappies, sun cream and trips on top of fees and funded hours. The England (outside London) average is around £12 per day your child attends. Toggle off if your nursery doesn't.

Term-time only (38 weeks)

Otherwise we use 51 weeks of nursery a year.

Both parents working

Each earning at least minimum wage and under £100k. Unlocks working-parent funded hours & Tax-Free Childcare.

Receiving Universal Credit

Unlocks the 85% UC childcare element instead of Tax-Free Childcare.

## Frequently asked questions

Do I need to apply for the universal 15 hours? 

No — just tell your nursery when your child becomes eligible. The setting handles the paperwork with your local council.

My child turns 3 in October. When do the hours start? 

The term after — in this case, the spring term beginning January. Apply in October so the nursery has the paperwork in time.

Can my child have both the 2-year-old disadvantaged route and the working-parents route? 

Yes — if you qualify for both, you can use whichever gives you the most hours. From age 3, they’re combined into the 30 hours.

## Ready to find a brilliant nursery?

Search every Ofsted-registered setting in the UK — by postcode, age group, funded hours and more.

[Find a nursery near you →](/search)

## About this guide & sources

Every numerical claim in this guide is sourced from UK government, NHS or recognised charity publications. We re-check each source on the article’s review date.

1.  Best Start in Life / DfE  — [15 and 30 hours funded childcare — working parents](https://beststartinlife.gov.uk/childcare-early-years-education/15-and-30-hours-support/) (retrieved 2026-05-19) 
2.  GOV.UK  — [Help paying for childcare](https://www.gov.uk/help-with-childcare-costs) (retrieved 2026-05-19) 

## Keep reading

[

Funding & money

### 30 hours of funded childcare — the 2026 working parents’ guide

From September 2025, working parents in England can access up to 30 hours of government-funded childcare a week from when their child is nine months old. Here’s exactly who qualifies, what counts, and how to apply.

Read guide 

](/parent-hub/30-hours-free-childcare)[

Funding & money

### Tax-Free Childcare vs childcare vouchers — which saves more?

Childcare vouchers closed to new applicants in 2018 but thousands of parents still hold accounts. Should you switch to Tax-Free Childcare? Here’s the maths.

Read guide 

](/parent-hub/tax-free-childcare-vs-vouchers)[

Choosing childcare

### Choosing a nursery: a parent’s 10-point checklist

Visit days are short and emotional. Walk in with this 10-point checklist and you’ll come out with a clear answer — not just a vibe. Built from our review of 28,000+ Ofsted reports.

Read guide 

](/parent-hub/choosing-a-nursery-checklist)

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